When selling an HDB flat in Singapore, understanding the full breakdown of fees is essential to accurately estimate your net proceeds. Sellers typically need to account for the HDB resale application fee, agent commission (if engaged), and conveyancing or legal fees.
These costs can vary depending on your property type, loan arrangement, and whether you engage a property agent. This guide explains the common fees involved in selling an HDB flat, so you can better plan your sale and avoid unexpected deductions from your final payout.
This is a fixed administrative fee payable to the Housing and Development Board (HDB).
This fee is required when submitting your resale application.
If you engage a property agent, the commission is usually:
At Home123, the commission is only 0.5%, helping you save thousands while still receiving full-service support.
Example:
This covers the legal process of transferring ownership.
Our partnered law firm offers a special fixed fee of $1,500 for HDB sellers.
Most sellers underestimate total costs.
A typical seller may pay:
Total: ~$4,500 to $13,500+
You can significantly reduce your total cost by:
Every situation is different in CPF usage, loan type, and pricing all affect your final proceeds.
Estimate your net cash proceeds • Calculate CPF refund impact • Plan the best selling strategy
The common fees include the HDB resale application fee, agent commission (if engaged), and conveyancing or legal fees for the transfer of ownership.
Total selling costs typically range from $4,500 to over $13,000 depending on the selling price, agent commission, and legal fees.
You can reduce costs by choosing a lower commission agent, negotiating fees, and ensuring your flat is priced correctly to avoid long selling periods.
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